:root {
  --bg:#f6f7fb;
  --surface:#ffffff;
  --surface-alt:#fdf8f1;
  --text:#101828;
  --muted:#5f6b7a;
  --line:#e4e8f0;
  --brand:#b45309;
  --brand-2:#f59e0b;
  --dark:#0f172a;
  --shadow:0 18px 42px rgba(16,24,40,.08);
  --radius:24px;
  --container:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Arial,Helvetica,sans-serif;
  color:var(--text);
  background:
    radial-gradient(circle at top left, rgba(245,158,11,.08), transparent 24%),
    linear-gradient(180deg,#fcfcfd 0%, #f6f7fb 100%);
  line-height:1.6;
}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(var(--container),calc(100% - 32px));margin:0 auto}

.site-header{
  position:sticky;top:0;z-index:1000;
  background:rgba(255,255,255,.92);backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(228,232,240,.95);
}
.header-inner{
  min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:18px;
}
.brand{
  display:flex;align-items:center;gap:12px;font-size:1.95rem;font-weight:800;
  letter-spacing:-.04em;color:var(--dark);
}
.brand-mark{
  width:42px;height:42px;border-radius:14px;
  background:linear-gradient(135deg,var(--brand),var(--brand-2));
  box-shadow:0 12px 28px rgba(180,83,9,.22);
}
.brand span{color:var(--brand)}
.main-nav{display:flex;align-items:center;gap:22px}
.main-nav a{font-size:.97rem;font-weight:700;color:#1f2937}
.main-nav a:hover{color:var(--brand)}
.header-actions{display:flex;align-items:center;gap:12px}
.call-button{
  min-height:48px;padding:0 18px;border-radius:999px;display:inline-flex;
  align-items:center;justify-content:center;
  background:linear-gradient(135deg,var(--brand),var(--brand-2));
  color:#fff;font-weight:800;box-shadow:0 14px 28px rgba(180,83,9,.24);
}
.menu-toggle{
  display:none;width:48px;height:48px;border-radius:16px;border:1px solid var(--line);
  background:#fff;cursor:pointer;
}
.menu-toggle span{display:block;width:20px;height:2px;background:#111827;margin:5px auto;border-radius:2px}
.mobile-menu{display:none;background:#fff;border-top:1px solid var(--line)}
.mobile-menu.open{display:block}
.mobile-menu .container{padding:14px 0 18px;display:grid;gap:10px}
.mobile-menu a{padding:12px 14px;border:1px solid var(--line);border-radius:16px;background:#fff;font-weight:700}

.hero{
  position:relative;overflow:hidden;min-height:92vh;display:flex;align-items:center;
  background:
    linear-gradient(180deg, rgba(15,23,42,.74) 0%, rgba(15,23,42,.56) 42%, rgba(15,23,42,.72) 100%),
    url('https://images.unsplash.com/photo-1512941937669-90a1b58e7e9c?auto=format&fit=crop&w=1900&q=80') center center/cover no-repeat;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:
    linear-gradient(90deg, rgba(255,255,255,.04) 0%, rgba(255,255,255,0) 40%),
    radial-gradient(circle at 18% 26%, rgba(245,158,11,.16), transparent 16%),
    radial-gradient(circle at 82% 24%, rgba(180,83,9,.18), transparent 18%);
}
.hero .container{position:relative;z-index:1;padding:92px 0 84px}
.hero-shell{display:grid;grid-template-columns:1fr;gap:28px}
.hero-top{max-width:760px}
.eyebrow{
  display:inline-flex;align-items:center;padding:8px 14px;border-radius:999px;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.16);
  color:#fff;font-size:.76rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;
  margin-bottom:18px;
}
.hero h1{margin:0 0 18px;font-size:clamp(2.9rem,5.5vw,5.3rem);line-height:1.01;letter-spacing:-.05em;color:#fff}
.hero p{margin:0 0 30px;max-width:650px;font-size:1.13rem;color:rgba(255,255,255,.9)}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px}
.btn{min-height:56px;padding:0 22px;border-radius:16px;display:inline-flex;align-items:center;justify-content:center;font-weight:800}
.btn-primary{background:linear-gradient(135deg,var(--brand),var(--brand-2));color:#fff;box-shadow:0 16px 34px rgba(180,83,9,.28)}
.btn-secondary{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.16)}

.hero-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:34px}
.hero-box{
  background:rgba(255,255,255,.94);border:1px solid rgba(255,255,255,.8);border-radius:22px;
  padding:22px;box-shadow:0 18px 42px rgba(15,23,42,.18);
}
.hero-box strong{display:block;margin-bottom:6px;font-size:1.04rem}
.hero-box span{color:var(--muted);font-size:.96rem}

.section{padding:86px 0}
.section-tight{padding:66px 0}
.section-head{max-width:780px;margin-bottom:28px}
.section-head h2{margin:0 0 10px;font-size:clamp(1.95rem,3vw,2.9rem);line-height:1.08;letter-spacing:-.04em}
.section-head p{margin:0;color:var(--muted);font-size:1.05rem}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.card h3{margin:0 0 10px;font-size:1.18rem}
.card p{margin:0;color:var(--muted)}
.card ul{margin:12px 0 0 18px;padding:0;color:var(--muted)}

.split-panel{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.panel-dark{background:linear-gradient(180deg,#151d2f,#111827);color:#fff;border-radius:28px;padding:34px;box-shadow:var(--shadow)}
.panel-dark h3{margin:0 0 12px;font-size:1.55rem;line-height:1.1}
.panel-dark p,.panel-dark li{color:rgba(255,255,255,.84)}
.panel-dark ul{padding-left:20px;margin:14px 0 0}
.panel-light{background:linear-gradient(180deg,#fffaf2,#fff7ed);border:1px solid #fde7c2;border-radius:28px;padding:34px;box-shadow:var(--shadow)}
.panel-light h3{margin:0 0 12px;font-size:1.55rem;line-height:1.1}
.panel-light p,.panel-light li{color:var(--muted)}
.panel-light ul{padding-left:20px;margin:14px 0 0}

.offer-band{background:linear-gradient(180deg,#fffaf2 0%, #ffffff 100%)}
.cta-strip{
  background:linear-gradient(135deg,#fff7ed 0%, #fffbf5 100%);border:1px solid #fde7c2;
  border-radius:32px;padding:34px;display:flex;align-items:center;justify-content:space-between;gap:24px;
  box-shadow:var(--shadow);
}
.cta-strip h3{margin:0 0 8px;font-size:1.75rem;line-height:1.1;letter-spacing:-.03em}
.cta-strip p{margin:0;color:var(--muted)}

.page-hero{
  padding:96px 0 48px;
  background:radial-gradient(circle at top left, rgba(245,158,11,.08), transparent 22%), linear-gradient(180deg,#ffffff 0%, #f7f8fc 100%);
  border-bottom:1px solid var(--line);
}
.page-hero h1{margin:0 0 12px;font-size:clamp(2rem,4vw,3.35rem);line-height:1.06;letter-spacing:-.04em}
.page-hero p{margin:0;max-width:780px;color:var(--muted);font-size:1.08rem}

.content{padding:58px 0 84px}
.legal-box{background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:var(--shadow)}
.content h2{margin:28px 0 10px;font-size:1.35rem}
.content p,.content li{color:var(--muted)}
.content ul{padding-left:20px}

.site-footer{margin-top:30px;background:#0e1525;color:#d6deea;padding-top:72px}
.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr 1.2fr;gap:28px}
.footer-brand{display:flex;align-items:center;gap:10px;font-size:2rem;font-weight:800;letter-spacing:-.04em;color:#fff;margin-bottom:14px}
.footer-brand-mark{width:34px;height:34px;border-radius:12px;background:linear-gradient(135deg,var(--brand),var(--brand-2))}
.footer-title{color:#fff;font-size:1rem;font-weight:700;margin:0 0 14px}
.footer-links{display:grid;gap:10px}
.footer-links a{color:#d6deea}
.footer-note{color:#aab6c8}
.footer-bottom{margin-top:40px;padding:20px 0 30px;border-top:1px solid rgba(255,255,255,.08);color:#9db0c5;font-size:.95rem}

.floating-call{
  position:fixed;right:18px;bottom:18px;z-index:1100;min-height:58px;padding:0 18px;border-radius:999px;
  background:linear-gradient(135deg,var(--brand),var(--brand-2));color:#fff;font-weight:800;
  display:inline-flex;align-items:center;box-shadow:0 16px 34px rgba(180,83,9,.34);
}

@media (max-width:1080px){
  .main-nav{display:none}
  .menu-toggle{display:inline-block}
  .hero-strip{grid-template-columns:repeat(2,1fr)}
  .split-panel{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:780px){
  .header-inner{min-height:74px}
  .brand{font-size:1.62rem}
  .call-button{display:none}
  .hero .container{padding:70px 0 78px}
  .hero h1{font-size:clamp(2.25rem,10vw,3.7rem)}
  .hero p{font-size:1.02rem}
  .hero-cta{flex-direction:column;align-items:stretch}
  .btn{width:100%}
  .hero-strip{grid-template-columns:1fr}
  .grid-3,.grid-2,.footer-grid{grid-template-columns:1fr}
  .cta-strip{flex-direction:column;align-items:flex-start}
  .floating-call{left:16px;right:16px;justify-content:center}
}